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Comparison of Insurance Between China and the United States
- 1 Xintong International School
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Abstract
China has made enormous strides in economic development since the reform and opening up., while medicine and health care are relatively backward. Medical insurance is a very important social insurance project and an important institutional arrangement in the modern social security system. In addition to the common functions of social insurance, it also protects the physical and mental health of workers timely. It has special functions such as repairing labor capacity, reducing the economic burden of workers and their families, improving the physical fitness of the whole people, and promoting the healthy development of health services. Research question: which is better, Chinese insurance or American insurance. This paper analyzes the advantages of American insurance and the disadvantages of Chinese insurance through comparative research. This paper compares the coverage and protection, objects of insurance in China and the United States. By summing up the advantages of American insurance, it hopes that it can play a reference role in improving China's insurance. After analysis, this paper can draw the conclusion that the state needs to strengthen the people's awareness of maintenance, control the growth of medical expenses, and implement nationwide medical insurance.
Keywords
insurance in China, American insurance, coverage of medical insurance, enlightenment
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Cite this article
Guo,Y. (2023). Comparison of Insurance Between China and the United States. Advances in Economics, Management and Political Sciences,22,48-54.
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Volume title: Proceedings of the 2023 International Conference on Management Research and Economic Development
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