Inspiration and Lessons Learned from the Silicon Valley Bank Collapse

Songle Qi

doi:10.54254/2754-1169/38/20231880

Research Article

Open access

Published on 10 November 2023

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Qi,S. (2023). Inspiration and Lessons Learned from the Silicon Valley Bank Collapse. Advances in Economics, Management and Political Sciences,38,30-34.

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Inspiration and Lessons Learned from the Silicon Valley Bank Collapse

Songle Qi *^,1,

¹ University of Liverpool

* Author to whom correspondence should be addressed.

https://doi.org/10.54254/2754-1169/38/20231880

Abstract

The article examines the reasons for the collapse of the Silicon Valley Bank by analyzing a number of articles from the same period. In discussing the causes of failure the article focuses on the allocation of its own resources and the types of bank customers. Through a combination of internal and external discussions, some recommendations on asset allocation and customer selection can be given to future banks in similar situations. This article argues that it is essential for the bank's top management to use foresight and keen analysis when making decisions. In terms of customer base, a diversified customer base can hedge many risks. This is one of the innovative aspects of this paper, preventing problems caused by external factors by changing internal factors. In addition to this, banking institutions need to have a study of investments, and an analysis of national policies is also essential, especially in these particular circumstances.

Keywords

decision-making, banking crises, Silicon Valley Bank

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References

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Cite this article

Qi,S. (2023). Inspiration and Lessons Learned from the Silicon Valley Bank Collapse. Advances in Economics, Management and Political Sciences,38,30-34.

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About volume

Volume title: Proceedings of the 7th International Conference on Economic Management and Green Development

Conference website: https://www.icemgd.org/

ISBN：978-1-83558-097-4(Print) / 978-1-83558-098-1(Online)

Conference date: 6 August 2023

Editor：Canh Thien Dang

Series: Advances in Economics, Management and Political Sciences

Volume number: Vol.38

ISSN：2754-1169(Print) / 2754-1177(Online)

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