Comparative Analysis and Influencing Factors of Comprehensive Competitiveness of Urban Commercial Bank in Jiangsu and Zhejiang Areas

Research Article
Open access

Comparative Analysis and Influencing Factors of Comprehensive Competitiveness of Urban Commercial Bank in Jiangsu and Zhejiang Areas

Hongzhou Sun 1*
  • 1 Shanxi University of Finance and Economics    
  • *corresponding author 3074240160@qq.com
Published on 13 September 2023 | https://doi.org/10.54254/2754-1169/22/20230291
AEMPS Vol.22
ISSN (Print): 2754-1177
ISSN (Online): 2754-1169
ISBN (Print): 978-1-915371-87-4
ISBN (Online): 978-1-915371-88-1

Abstract

In the fierce competition of the market economy, it is difficult for small and medium-size enterprises (SMEs) to obtain enough financing, which affects their further development, and urban firms can help them. This paper selects several urban business firms in Jiangsu and Zhejiang regions, compares their comprehensive strength and explores the influencing factors, and draws the conclusion that the economic development level, government policies, the positioning of banks and strategic investors will all have an effect on the comprehensive strength of urban commercial banks. This paper also gives some suggestions that the government should be more responsible to regulate the urban banks, banks should choose whether to need strategic investors according to their own conditions, and the urban commercial banks should insist on providing financing services for small and medium-size companies, so as to promote the coordinated development of regional finance.

Keywords:

bank, urban commercial bank, Jiangsu, Zhejiang

Sun,H. (2023). Comparative Analysis and Influencing Factors of Comprehensive Competitiveness of Urban Commercial Bank in Jiangsu and Zhejiang Areas. Advances in Economics, Management and Political Sciences,22,83-87.
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References

[1]. Shuo Li, Xiaohui Hou. Liquidity risk, credit risk and liquidity creation of commercial banks [J]. Economic Survey, 37(4):168-176 (2020).

[2]. Shengchang Yang. Credit risk supervision of Chinese commercial banks from the perspective of Provision coverage [J]. Exploration of economic problems, (1):113-116 (2012).

[3]. Biao Shi. Economic policy uncertainty, real estate financialization and non-performing loan ratio of commercial banks [J]. Exploration of financial theory, (6):56-68 (2022).

[4]. Houkuan Wu. The effects of economic policy uncertainty and government intervention on banks' risk-taking levels [J]. Friends of accounting, (2):73-76 (2012).

[5]. Xin Yuan, Li Zhuan. The effects of economic policy uncertainty and government intervention on banks' risk-taking levels [J]. Journal of Science of Teachers’ College and University, 41(5):21-26 (2021).

[6]. Danlu Bu, Chen He, Caihong Wen. Foreign ownership and corporate Social responsibility performance [J]. Foreign ownership and corporate Social responsibility performance, (2):86-101 (2021).


Cite this article

Sun,H. (2023). Comparative Analysis and Influencing Factors of Comprehensive Competitiveness of Urban Commercial Bank in Jiangsu and Zhejiang Areas. Advances in Economics, Management and Political Sciences,22,83-87.

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About volume

Volume title: Proceedings of the 2023 International Conference on Management Research and Economic Development

ISBN:978-1-915371-87-4(Print) / 978-1-915371-88-1(Online)
Editor:Canh Thien Dang, Javier Cifuentes-Faura
Conference website: https://2023.icmred.org/
Conference date: 28 April 2023
Series: Advances in Economics, Management and Political Sciences
Volume number: Vol.22
ISSN:2754-1169(Print) / 2754-1177(Online)

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References

[1]. Shuo Li, Xiaohui Hou. Liquidity risk, credit risk and liquidity creation of commercial banks [J]. Economic Survey, 37(4):168-176 (2020).

[2]. Shengchang Yang. Credit risk supervision of Chinese commercial banks from the perspective of Provision coverage [J]. Exploration of economic problems, (1):113-116 (2012).

[3]. Biao Shi. Economic policy uncertainty, real estate financialization and non-performing loan ratio of commercial banks [J]. Exploration of financial theory, (6):56-68 (2022).

[4]. Houkuan Wu. The effects of economic policy uncertainty and government intervention on banks' risk-taking levels [J]. Friends of accounting, (2):73-76 (2012).

[5]. Xin Yuan, Li Zhuan. The effects of economic policy uncertainty and government intervention on banks' risk-taking levels [J]. Journal of Science of Teachers’ College and University, 41(5):21-26 (2021).

[6]. Danlu Bu, Chen He, Caihong Wen. Foreign ownership and corporate Social responsibility performance [J]. Foreign ownership and corporate Social responsibility performance, (2):86-101 (2021).